How to Make Personal Injury Claims

Personal injury can happen to anyone at any time. It’s important to know that when you’re injured, you may be entitled to compensation. Here’s how you can make a personal injury claim for your personal injuries.

Find out What the Insurance Company Will Cover

The first factor that requires consideration is liability—who’s at fault for your personal injury? If someone has caused you injury, it is important to find out if that person is insured for said liability. If that person does not have insurance, it might make it harder to collect any type of judgment against them. If you’re not sure whose fault it was, or you believe you may be at fault for your own injury, it’s important to seek out professional advice. Personal injury lawyers have the expertise to help you determine who was liable for your injuries and what, if anything, the insurance company might cover.

Call an Attorney

It’s critical to contact a personal injury attorney as soon as possible after you’ve been injured. Often, insurance companies make early determinations regarding liability, and if they believe their insured is liable, they’ll want to settle a case as soon as possible, and for as little as possible. If you don’t have a personal injury attorney on your side, you may underestimate how much your injury is truly going to cost you. Don’t settle your personal injury claims before getting the professional opinion of a personal injury lawyer first.

Get the Treatment You Need

After you’ve hired a personal injury attorney, he or she will likely recommend that you get the medical treatment you need to recover. Instead of trying to guess how much it’s going to cost to help you get well, it’s often better to simply take the treatment and get a hard dollar value on your medical expenses. There may be strategic benefits to settling your case before getting medical treatment, so it’s best to consult with your personal injury attorney as soon as possible after you’ve sustained your injuries.

Negotiate Your Claim

After you’re able to properly calculate the amount of damage you’ve sustained through your injuries, it’s time to negotiate a possible settlement with the insurance company. An experienced personal injury attorney will know how to value intangible damages—such as pain and suffering—so it’s best to let them make the calculations. They will also have experience dealing with the insurance adjusters who decide whether to settle a case, so they’re the best-suited to handle the negotiation process as well. There may be strategic advantages to skipping settlement negotiations and immediately filing a lawsuit, so it’s important to consult with your attorney before taking any steps.

If Negotiations Fail, File a Lawsuit

If you and your attorney are unable to reach a fair settlement amount with the insurance adjuster, you may want to consider filing a lawsuit. Lawsuits often take a long time to resolve, so it’s important to discuss all possible settlement options with your attorney before taking this route.

Call the top personal injury lawyer in Bradenton, FL, today to schedule your consultation.