What to Do If an Uninsured Driver Hits You

Even though it’s required for Florida residents to carry a minimum amount of insurance coverage, the truth is that there’s still uninsured drivers on the road. If you’re involved in an accident with one of these drivers, do you know what to do? Your local Bradenton auto accident attorney offers these tips for dealing with uninsured drivers.

Do Call the Police

Whenever you’re involved in an auto accident, it’s always a good idea to call the police. Taking this action, whether the other driver is insured or not, protects your interests. Police reports are used by every Bradenton automobile accident attorney to help make the claims process go quicker and to get all your expenses covered.

Don’t Take Money

Sometimes people who are uninsured are quick to offer money to cover the expenses, or to get in your good graces. Accepting money from any party other than the insurance company is a huge don’t. When you take this money, you set yourself up to being offered little to no insurance money from your own insurance provider. Even if the other driver has a fistful of cash in their hand, don’t make this deal.

Do Get the Other Person’s Information

If the driver doesn’t have insurance, what’s the point of swapping information? Well, this is vital information that your car accident attorney in Bradenton needs to successfully file a claim. The information you need includes things such as the driver’s name, their phone number, the make and model of the vehicle, and the information of any witnesses. Keep this information in a safe spot, so that you have it to refer to when you speak with your insurance company, the police, or your accident attorney.

Do Take Pictures

A picture really does say a thousand words. It creates a story that helps your auto accident lawyer in Bradenton, FL, get you the right amount of compensation for your injuries and damage to your car. What kind of pictures should you take? Most accident attorneys recommend that you take the following types of photographs:

  • Photograph the damage to your car. Do this from various angles.
  • Photograph the damage to the other car. This is important if the other driver is claiming that you’re at fault, wholly or partially.
  • Take photos of the vehicle’s license plate number.
  • Capture images of the scene that include traffic lights, traffic signs, and even the debris in the road.

All of these images play a critical part in getting your claim moved through the insurance company smoothly and without delay.

Don’t Admit Fault

Even those most car accidents don’t lead to criminal charges, it’s always best to stay mum and hold your tongue. When you speak with the other driver(s), never admit fault. Simply gather the information you need and keep the conversation brief. Once the police officer arrives, let him or her control the scene and ask the questions.

Do Contact a Motorcycle Lawyer

Passenger vehicles aren’t the only types of vehicles that are involved in accidents with uninsured drivers. If you’ve been in an accident while riding your motorcycle, contact a motorcycle accident attorney in Bradenton to assist you with your claim.

Regardless of what you were driving when you had your accident, don’t let uninsured drivers cause you additional pain and suffering. Work with professionals to make sure you get the appropriate compensation for the damage to your vehicle and any bodily injuries. Contact Erjavec Injury Law to learn more.